Guide
Cash-flow basics for businesses on terms
Invoice faster, make payment easy, automate the boring middle — without becoming a collections desk.
Useful reading
Written for operators, not theorists
Practical notes for owners and office managers who invoice other businesses on terms. No invented statistics — just the patterns that show up again and again.
All guidesKnow your real cash gap
If you pay suppliers in 14 days and customers pay in 45, growth can starve you. Map materials, wages, and average days-to-pay. Visibility alone does not fix the gap — but it stops surprise payroll weeks.
Invoice faster than you feel ready
Same-day or next-day invoices after delivery beat “end of month when we have time.” The clock on terms only starts when the invoice exists. Delaying the bill is an interest-free loan you did not mean to give.
Make payment easy
Card, bank transfer instructions, and a secure link on every reminder reduce “I will do it Friday” friction. A debtor portal that shows open invoices in your branding beats a PDF buried in email threads.
Automate the boring middle
The polite middle of the chase — day 7, day 14, day 21 — is exactly what humans drop when the phone rings. Automate that middle, keep firmer steps human-approved, and free the owner for quoting and delivery.
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